How to Help Parents—and Yourself—Live Better at 80, 90 and Beyond

Roland Gagne |


They say we get wiser as we get older, but let’s face it: Many new uncertainties and challenges can crop up as people get deeper into their golden years. Changes in physical health and issues with memory can mean you—or
your elderly parents—might require new types of never-before-needed assistance.

With that in mind, here’s a look at two key issues that may impact your life or the lives of your elderly parents—
aging in place, and safeguarding wealth from costly cognitive mistakes.

There’s no place like home

More than 75 percent of Americans age 50 and older want to stay in their current homes and communities as they
age instead of moving to a nursing home or elsewhere, according to AARP.*

But wishing doesn’t make it so. To potentially make that happen for you and your spouse or for your parents (or all
of the above), you need to plan with the same level of seriousness that you plan for your financial future.
According to Kim Evanoski, CEO of care management company Care Manage for All, some of the key issues
surrounding the idea of aging in place include the following:

1. Needs. Identify the big needs and pain points to address. If you’re helping parents, talk with their doctors about
specific ways health problems could reduce their mobility or their ability to take care of themselves. If you’re
planning for yourself, think about any illnesses that you or your spouse have or that run in your families—and
how those illnesses tend to impact the ability to do certain things.

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disclosures related to each security product carefully before investing. Securities offered through Cambridge Investment Research.  Roland Gagne is a 
registered representative of Pension Professionals. Roland Gagne, Pension Professionals and Cambridge Investment Research are not affiliated with  AES Nation, LLC.
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Office: (207)282-1122 |